Commercial Mortgages

Purchase or refinance commercial property with a competitive commercial mortgage arranged by JP Abercrombie's specialist advisers.

A commercial mortgage allows businesses and investors to purchase or refinance commercial property — including offices, retail units, industrial premises, warehouses, mixed-use buildings and more. Whether you are buying your own trading premises, investing in commercial property, or refinancing an existing commercial mortgage to release equity or improve your rate, JP Abercrombie can help.

Owner-Occupied and Investment Commercial Mortgages

Commercial mortgages fall into two main categories: owner-occupied, where the borrowing business occupies the property, and investment, where the property is let to tenants. Owner-occupied commercial mortgages are typically assessed on the financial strength of the borrowing business. Investment commercial mortgages are assessed primarily on the rental income generated by the property. We work with lenders across both categories and will identify the most appropriate solution for your circumstances.

Refinancing Your Commercial Property

Many commercial property owners refinance their existing mortgage to secure a better rate, release equity for reinvestment, or restructure their borrowing. If your commercial mortgage is coming to the end of its fixed rate period, or if you believe you could be on a better deal, we can review your current arrangements and identify whether a remortgage would be beneficial. We handle the entire process, from initial review to completion.

Key Benefits

  • Mortgages for offices, retail, industrial and mixed-use property
  • Owner-occupied and investment mortgages
  • Loans from £100,000 to £50m+
  • Up to 75% LTV available
  • Fixed and variable rate options
  • Interest-only periods available
  • Refinancing and equity release
  • Specialist lenders for complex properties

Frequently Asked Questions

Speak to a specialist today

Quick Enquiry

Speak to a specialist about your requirements — no obligation, no jargon.