Competitive buy-to-let mortgage solutions for individual landlords, portfolio landlords and limited company purchases across Yorkshire and the UK.
Whether you're purchasing your first investment property or expanding an established portfolio, JP Abercrombie can help you access competitive buy-to-let mortgage rates from a wide panel of specialist lenders. We understand the complexities of the BTL market — from stress testing and rental coverage requirements to the nuances of limited company lending — and we will guide you to the most appropriate solution.
The buy-to-let mortgage market has evolved significantly in recent years, with lenders applying increasingly complex criteria to portfolio landlords — those with four or more mortgaged properties. We work with lenders who specialise in portfolio lending and understand the requirements of experienced investors. Whether you have one property or one hundred, we will find the most competitive mortgage available for your circumstances.
Many landlords now hold their properties within a limited company (Special Purpose Vehicle or trading company) for tax efficiency. Limited company BTL mortgages have their own criteria and lender panel, and rates have become increasingly competitive. We have extensive experience arranging limited company BTL mortgages and will advise you on the most appropriate structure for your portfolio — though we always recommend you seek independent tax advice before making any structural decisions.
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