Asset Finance

Acquire the equipment, machinery, vehicles or technology your business needs — without tying up your working capital.

Asset finance allows businesses to acquire the assets they need to operate and grow, spreading the cost over time rather than paying upfront. Whether you need new manufacturing equipment, a fleet of commercial vehicles, IT infrastructure or specialist machinery, asset finance preserves your cash flow while giving you immediate access to the assets you need.

Types of Asset Finance Available

There are several forms of asset finance, each suited to different circumstances. Hire purchase allows you to spread the cost of an asset and own it outright at the end of the agreement. Finance leasing provides use of an asset without ownership, with the option to extend or return at the end of the term. Operating leases are suitable for assets that depreciate quickly, such as technology. We will assess your requirements and recommend the most appropriate structure for your business.

Which Assets Can Be Financed?

Asset finance is remarkably versatile. We arrange finance for a wide range of assets including commercial vehicles and HGVs, agricultural and construction machinery, manufacturing and production equipment, IT and technology infrastructure, medical and dental equipment, renewable energy installations, and more. If your business needs it, there is likely an asset finance solution available.

Key Benefits

  • Preserve working capital and cash flow
  • Finance assets from £5,000 upwards
  • Hire purchase, leasing and contract hire options
  • Fixed monthly payments for easy budgeting
  • Potential tax advantages (speak to your accountant)
  • Finance new and used assets
  • Fast approval — assets available quickly
  • Suitable for all business sectors

Frequently Asked Questions

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